Getting A Loan
For The First Time
First Time Home Buyer Options
Buying a home can be stressful. When working with myself and my experienced team you'd never know it!
We are a fully salaried, non commissioned team of home loan experts who's only job is to get YOU into the home of your dreams. On time, Every Time.
Loan Options:
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0% Down USDA Loan (Specifc Areas Only)
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0% Down VA Loan (Veterans and Spouses)
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3% Down Conventional Loan (Can be gifts)
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3.5% Down FHA Loan
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4% WA State Down Payment Assistance
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Can be used in conjunction with...
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USDA
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VA
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FHA
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Conventional
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Borrowing Power
Borrow up to 57% of your debt to income. This means how much you make vs. how much you owe each month.
Speed to Close
Close in as little as 10 business days! Average closing expectation is 30 days or less.
*Call for exceptions
Minimum Credit Score
The minimum credit score a typical borrower will need to have is as low as 580.
*Call for exceptions
Minimum Down Payment
Purchase with as little as 0% down. In many cases the funds can be gifted.
*Call for exceptions
